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GATEWAY PORTFOLIO

Choice for your financial future

The Gateway Portfolio is all about choices for your money:

A choice of Asset Class


The Gateway Portfolio provides access to all of the major asset classes in one offering.

Cash

Investing in Cash as an asset class generally refers to investing in very shortdated money market instruments and provides lower risk than other asset classes with modest returns. Cash is often compared to leaving money on deposit at a bank. It is normally utilised by very risk averse investors or those investors who wish to protect the value of their investments.

Fixed Interest

Fixed interest securities or bonds as they are also known are essentially loans issued by governments or corporations to investors. They promise to pay interest on the loans at regular intervals and pay back the premium at some agreed future date. Generally bonds tend to be less volatile than the other major asset classes due to the certainty of the income flows, apart from cash. Bonds issued by corporations generally are more risky than those issued by governments. The level of risk depends on the creditworthiness of the issuer of the bond.

Property

Investing directly in commercial property is beyond the reach of most investors because of the large capital outlay and transaction costs involved. Investing in commercial property through property funds allows investors to benefit from the potential returns available through property without the commitment of large resources in terms of capital or time. Commercial property funds tend to invest in three main categories of property; office, retail or industrial. Investors should be aware that due to the fact that property assets are not as liquid as other asset types, restrictions may be imposed on transfers out of property funds from time to time.

Equities

Equities or stocks as they are also known represent units of ownership in a company. They are traded in stock markets like the Irish Stock Exchange or in other similar markets around the world. Stock prices go up and down on a daily basis but, despite these fluctuations have tended to have positive long-term returns but with greater volatility than the other asset classes.

Commodities

Commodities are a range of basic goods used in commerce that are interchangeable with other commodities of the same type. Commodities are most often used as inputs in the production of other goods and services. The sale and purchase of commodities is usually carried out through futures contracts, sold on exchanges that standardise the quantity and minimum quality of the commodity being traded. Some traditional examples of commodities include grains, gold, beef, oil and natural gas.

A choice of funds

Choose from a range of funds from the most cautious such as the Cash Fund, to a more diversified fund like Quadrivium, investing in all of the major asset classes, right through to more high risk funds investing solely in volatile assets such as equities, property or commodities. The key benefit behind unit-linked investments is the ability to create sophisticated, diversified portfolios, specific to your client's individual needs. This will ensure they maximise their potential returns while meeting their investment objectives.

The Gateway Portfolio's range of investment funds offers a broad range of diversification which can be used to create individual portfolios appropriate to all investors' needs. There are a wide range of funds available under The Gateway Portfolio, covering various levels of risk and asset classes.

Lower Risk Funds

  • Canada Life/Setanta Cash Fund
  • Canada Life/Setanta Fixed Interest Fund
  • Canada Life/SEI MoM Opportunistic Fixed Income Fund
  • Canada Life/SEI MoM Global Fixed Income Fund

Medium Risk Funds

  • Canada Life/Setanta Balanced Fund
  • Canada Life/Setanta Strategic Growth Fund
  • Canada Life/Setanta Property Fund
  • Canada Life/Setanta Balanced Dividend Fund
  • Canada Life/SEI MoM Global Balanced Fund
  • Canada Life/Merrion Managed Fund
  • Canada Life Quadrivium Fund

Higher Risk Funds

  • Canada Life/Setanta European Equity Fund
  • Canada Life/Setanta Global Opportunity Fund
  • Canada Life/Setanta Irish Equity Fund
  • Canada Life/Setanta Equity Dividend Fund
  • Canada Life/Setanta Focus 15 Fund
  • Canada Life/Morgan Stanley European Property Fund
  • Canada Life/SEI MoM Global Equity Fund
  • Canada Life/SEI MoM UK Equity Fund
  • Canada Life/SEI MoM European Equity Fund
  • Canada Life/SEI MoM US Equity Fund
  • Canada Life/SEI MoM Japanese Equity Fund
  • Canada Life/SEI MoM Pacific Basin Equity Fund
  • Canada Life/SEI MoM Emerging Markets Equity Fund
Please see the Canada Life Guide to Funds Brochure for more detail on the investment strategy of each of these funds.

A choice of Investment Managers


Setanta Asset Management

Setanta Asset Management Limited is Canada Life's primary investment manager and was established in 1998 as the asset management subsidiary of Canada Life in Ireland. Funds under management with Setanta amount to €4.7 billion and derive from mandates across the investment spectrum from specialist concentrated equity funds to bonds.

Setanta have a very distinctive approach to investment. In a market that has increasingly become consensus-like in its approach, Setanta offer genuinely active management, believing that its primary task is to identify global opportunities for investors. It does this by applying a rigorous investment methodology which looks on a global basis for attractively valued businesses with good cash flow, profit and financial strength characteristics. Portfolios are constructed with specific investment objectives in mind and guidelines are set around the sector, stock and currency constituents which look to achieve a balance between risk and return.

With a well-resourced Dublin-based team, Setanta is exclusively focused on the business of asset management, and with its distinctive style and innovative approach, continued success will be achieved through leveraging their expertise both domestically and internationally.

www.setanta-asset.com


SEI Investments (SEI)

In 2005, SEI partnered with Canada Life and together introduced the Managerof-Managers concept in Ireland launching the SEI Manager-of-Manager Global Balanced Fund.

In 2006, Canada Life added another nine SEI Manager-of-Managers funds to our investment platform.

SEI Investments is a global leader in Manager-of-Managers with €140 billion under management worldwide. It is one of the world's leading providers of Multi Manager Investment products through their Manager-of-Managers offering, and has a strong track record of growth in Europe with a presence in the UK, Italy, Germany, The Netherlands and France.

The Manager-of-Managers concept is a sophisticated investment approach, which builds up a portfolio of the best specialist investment managers around the world, rather than a portfolio of individual stocks and bonds. The Manager-of-Managers, SEI, is responsible for the selection and performance of the investment managers. Through this partnership, Canada Life can offer clients a greater chance of achieving more consistent long-term returns with controlled risk.

www.seic.com


Merrion Investment Managers

In 2007, Canada Life announced the launch of the Canada Life/Merrion Managed fund and is delighted to welcome Merrion Investment Managers as a partner. Merrion Investment Managers, formerly Oppenheim Investment Managers, have built a reputation upon a proven approach to investment management that has delivered consistently strong performance - not only in years when markets have risen but also during periods when markets have fallen. Merrion Investment Managers focus is on controlling risk, while obtaining the maximum return available within the market.

Merrion Investment Managers only business is asset management meaning that they are totally focused on delivering exceptional investment returns to their clients.

www.merrion-investments.ie


Morgan Stanley

In 2007, Canada Life partnered with Morgan Stanley to launch the Canada Life/ Morgan Stanley European Property Fund. This partnership creates a new opportunity for clients to access the potential returns available from the European commercial property market in one diversified fund. This fund invests in a professionally managed portfolio of European property companies and is managed by a team of property experts at Morgan Stanley with over 40 years of collective experience of real estate markets.

Morgan Stanley Investment Management is the asset management division of Morgan Stanley & Co., the global financial services firm. Morgan Stanley Investment Management specialises in managing assets for a range of institutional clients, including defined contribution pension plans, endowments, foundations, pension funds, corporations, governments, and high-net-worth individuals.

www.morganstanley.com