What options are available to you as an investor?
As an investor there are numerous investment options open to you.
Direct Investments
You can choose to invest directly in stocks, currencies, bonds, property and cash. However, to do this you need a good understanding of how investment markets operate. You will also need to conduct in-depth research to gain an understanding of the risk profile of each individual security in which you choose to invest. In addition, you will need to track your portfolio’s performance, track your gains for tax purposes and provide all the necessary documentation related to trading. The taxation of gains may also be less efficient than investing through a unit-linked investment.
Deposit Accounts
Deposit accounts offer a guaranteed return over a set term, ensuring the security of your investment. Lately, however, deposit returns are barely the same as inflation. This means your investment is not growing in real terms.
Lower Risk Investments
With Profits
Unitised With Profits funds typically invest directly in equities, fixed interest, property and cash. These funds generally provide guarantees and the possibility of bonuses.
