ACCESS SAVINGS PLANS

Details

Minimum Premium	The minimum premium applicable depends on the frequency of your premiums.
	Frequency of Premiums	Minimum Premium	Maximum Premium
	Monthly	€75	€2,000
	Quarterly	€225	€6,000
	Half Yearly	€450	€12,000
	Annually	€900	€24,000
	The minimum single premium payable into your policy is €3,000.
Indexation	You may choose to have your premiums increase automatically each year.
Minimum Term	This is an open ended contract. However we would recommend a term greater than 5 years. This is due to the fact that you may choose to invest some or all of your policy in equity based funds which are, by nature, a more volatile investment vehicle and therefore more suitable for long investment terms.
Maximum Term	There is no maximum term on this contract. You may continue to hold your policy for as long as you wish.
Minimum Entry Age	12 attained (13 next birthday) (under 18 with a supplementary application form).
Maximum Entry Age	74 attained (75 next birthday).
Basis	This policy may be written as single life or joint life (first death basis).