LEGAL DISCLAIMER



Acceptance of Terms

Canada Life provides its service (the "Service") to you, subject to the following terms and conditions, which may be updated by us from time to time without notice to you. In addition, you shall be subject to any other guidelines or rules applicable to the Service, which may be posted from time to time. All such guidelines or rules are hereby incorporated by reference into the terms and conditions.

The Service

The purpose of the Service is to provide information on Canada Life and the products of Canada Life. The information provided through the Service is not intended to be financial, legal, accounting or tax advice and should not be relied upon in that regard. Information or data provided by Canada Life through the Service is believed to be accurate and reliable when placed on this site, but we do not guarantee it is accurate or complete or current at all times. Information is subject to change at any time without notice to users.

Modifications to Service

Canada Life reserves the right at any time and from time to time to modify or discontinue, temporarily or permanently, the Service (or any part thereof) with or without notice. You agree that Canada Life shall not be liable to you or to any third party for any loss arising from modification, suspension or discontinuance of the Service.

Indemnity

You agree to indemnify and not to hold Canada Life, and its subsidiaries, affiliates, officers, agents and employees liable for any claim or demand, including reasonable legal fees, made by any third party due to or arising out of your use of the Service, your connection to the Service, or your violation of the terms and conditions.

Termination

You agree that Canada Life, in its sole discretion, may terminate use of the Service for any reason, including, without limitation, if Canada Life believes that you have violated or acted inconsistently with the letter or spirit of the terms and conditions. Canada Life may also, in its sole discretion and at any time, discontinue providing the Service, or any part thereof, with or without notice. You agree that any termination of your access to the Service under any provision of the terms and conditions may be effected without prior notice. Further, you agree that Canada Life shall not be liable to you or any third party for any loss arising out of termination of your access to the Service.

Links

The Service may provide, or third parties may provide, links to other Web sites or resources. Canada Life has no control over such sites and resources, and therefore you acknowledge and agree that Canada Life is not responsible for the availability of such external sites or resources, and does not endorse and is not responsible or liable for any content, advertising, products, or other materials on or available from such sites or resources. You further acknowledge and agree that Canada Life shall not be responsible or liable, directly or indirectly, for any damage or loss caused or alleged to be caused by or in connection with use of or reliance on any such content, goods or services available on or through any such site or resource. Furthermore, you may not provide links to this website without prior written consent of Canada Life.

Canada Life's Proprietary Rights

You acknowledge and agree that the information presented to you through the Service or advertisers is protected by copyrights, trademarks, service marks, patents or other proprietary rights and laws of the relevant jurisdiction. Except as expressly authorised by Canada Life, you agree not to modify, rent, lease, loan, sell, distribute or create derivative works based on the Service, in whole or in part.

Disclaimer

YOU EXPRESSLY UNDERSTAND AND AGREE THAT:

a. YOUR USE OF THE SERVICE IS AT YOUR SOLE RISK. THE SERVICE IS PROVIDED ON AN "AS IS" AND "AS AVAILABLE" BASIS. CANADA LIFE EXPRESSLY DISCLAIMS ALL WARRANTIES OF ANY KIND, WHETHER EXPRESS OR IMPLIED.

b. CANADA LIFE MAKES NO WARRANTY THAT (i) THE SERVICE WILL MEET YOUR REQUIREMENTS, (ii) THE SERVICE WILL BE UNINTERRUPTED, TIMELY, SECURE, OR ERROR-FREE AND (iii) ANY ERRORS WILL BE CORRECTED.

c. ANY MATERIAL DOWNLOADED OR OTHERWISE OBTAINED THROUGH THE USE OF THE SERVICE IS DONE AT YOUR OWN DISCRETION AND RISK AND THAT YOU WILL BE SOLELY RESPONSIBLE FOR ANY DAMAGE TO YOUR COMPUTER SYSTEM OR LOSS OF DATA THAT RESULTS FROM THE DOWNLOAD OF ANY SUCH MATERIAL.

d. NO ADVICE OR INFORMATION, WHETHER ORAL OR WRITTEN, OBTAINED BY YOU FROM CANADA LIFE OR THROUGH OR FROM THE SERVICE SHALL CREATE ANY WARRANTY NOT EXPRESSLY STATED IN THE TERMS AND CONDITIONS.

Limitation Of Liability

YOU EXPRESSLY UNDERSTAND AND AGREE THAT CANADA LIFE SHALL NOT BE LIABLE FOR ANY DIRECT, INDIRECT, INCIDENTAL, SPECIAL, CONSEQUENTIAL OR EXEMPLARY DAMAGES, INCLUDING BUT NOT LIMITED TO, DAMAGES FOR LOSS OF PROFITS, GOODWILL, USE, DATA OR OTHER INTANGIBLE LOSSES (EVEN IF CANADA LIFE HAS BEEN ADVISED OF THE POSSIBILITY OF SUCH DAMAGES), RESULTING FROM (i) THE USE OR THE INABILITY TO USE THE SERVICE; (ii) UNAUTHORIZED ACCESS TO OR ALTERATION OF YOUR TRANSMISSIONS OR DATA; OR (iii) ANY OTHER MATTER RELATING TO THE SERVICE.

General Information

The terms and conditions constitute the entire agreement between you and Canada Life and govern your use of the Service. The failure of Canada Life to exercise or enforce any right or provision of the terms and conditions shall not constitute a waiver of such right or provision. If any provision of the terms and conditions is found by a court of competent jurisdiction to be invalid, the parties nevertheless agree that the court should endeavor to give effect to the parties' intentions as reflected in the provision, and the other provisions of the terms and conditions shall remain in full force and effect. You agree that regardless of any statute or law to the contrary, any claim or cause of action arising out of or related to use of the Service or the terms and conditions must be filed within one (1) year after such claim or cause of action arose or be forever barred.