PRSA



A PRSA is a Personal Retirement Savings Account. It is a low cost, easy access personal retirement account, which is designed to make saving for your retirement as easy and flexible as possible.

Your savings in your PRSA will be invested for you and, when you retire, they will be used to provide for you and your family.

How does a PRSA work?

  • You make the contributions that you can afford. You can change, stop and restart these contributions as you choose.
  • Your contributions are invested in the fund or investment funds of your choice.
  • Your PRSA savings will grow tax free until you retire.
  • When you retire, your savings are used to provide for your retirement.
  • A standard PRSA is one where the charges are limited to no more than 5% of contributions and 1% of the fund.
  • There are no charge restrictions on a non-standard PRSA. Additional benefits will be available, such as a wider choice of investment funds.

Warning: The value of your investment may go down as well as up.

Warning: If you invest in this product you may lose some or all of the money you invest.

Warning: If you invest in this product you will not have access to your money until you retire.

Warning: This product may be affected by changes in the currency exchange rates.